Fractional Property- Fractional property ownership offers the benefits of owning more properties without paying 100% of the total cost of the property. Buyers own a fraction of the property which entitles them to a pre-agreed usage of the same. Maintenance costs are likewise co-shared among Co-owners. Buying into a fractional property offers the opportunity to also swap some of a Co-owner’s allocated use through a fractional exchange network.

Fractional Ownership VS. Timeshare Fractional Ownership is separate and different from timeshare. With a timeshare, there is no actual ownership of a tangible asset involved, but instead, you are purchasing only the right to use a property. With Fractional Ownership, you are buying an actual percentage of a specific and actual property. Your ownership of the fraction then entitles you to use the property for a specific time per year, the same as the other Co-owners. This is a benefit that all Co-owners are entitled to. The nature of their co-ownership divides all co-ownership benefits proportionately among themselves.

Benefits of Fractional Ownership

1. Affordability As the assets are shared or co-owned by several individuals, the purchase cost itself is dramatically reduced. For example, the cost of a comfortably-furnished condominium unit of 200 square meters located in a premier tourist destination, and maybe valued at 20 Million Pesos, can now be shared by multiple Co-owners, so that if there are 20 Co-owners, the original acquisition cost of 20 Million Pesos will now be so much more affordable at only 1 Million Pesos per fraction/Co-owner.

2. Lower cost of maintenance - All maintenance costs for the property are shared by all Co-owners, reducing the amount that each Co-owner would have had to shell out if he was a sole owner. All aspects of maintenance costs are split among Co-owners, such as common utilities and services, ensuring all features are always kept up to standard, painting, periodic clean-ups, periodic check-ups of the machine, upkeep and upgrade of appliances, securing the worthiness of electrical and other facilities.

3. Lower cost of ownership All aspects of the cost of ownership are likewise now shared by several Co-owners, dramatically reducing the amount of government taxes, insurance premium payments, and other related costs that each Co-owner would have had to pay if he owned the property solely.

4. Comfortable lifestyle at a fraction of the cost Fractional Ownership allows one to enjoy the lifestyle that he could only dream about previously. What used to be seen as something very extravagant and impractical is now rendered practical, affordable, and within easier reach of a greater number of people. One can now become a Co-owner of a 20-Million-Peso property for only 1 Million Pesos if there were saying 20 Co-owners, something that might not have been previously readily available to him.

5. Maximizing resources Cost-conscious individuals are allowed to make the most out of their resources. By buying into Fractional Ownership, they may enjoy the luxurious lifestyle that they have always wanted without putting all their resources into just one asset. They then have the flexibility to spread their resources among many properties and other interests.

6. Share the comfortable lifestyle with loved ones The luxurious lifestyle or the experience that most only dream or read about in lifestyle magazines, is now available to a wider reach of end-users through Fractional Ownership, and can now be shared and enjoyed with loved ones.

7. Practical way of buying property Fractional Ownership is an ideal and intelligent way to get the most out of investment by purchasing only a fraction of the total asset or property. One can now buy only what he needs and only what he wants to use. For example, if you need to make an omelet, you can just buy some eggs and not the whole chicken. Or if you want to travel overseas, you can just buy an airline ticket, not an entire plane.

8. Appreciation of real estate property - As the property is now more affordable and shared by multiple Co-owners, there is a wider reach among end-users. The possibility of value appreciation is also increased as the lower acquisition cost contributes to a higher demand, consistently and continuously increasing its value. Over the years, your initial investment may double or even triple, giving you more value for your money, and higher earnings if you intend to eventually sell your fractional property/ies.